
Your comprehensive database of all companies in the European payments ecosystem, with detailed insights for merchants, fintech professionals and investors.
The Payment Ecosystem Directory (PED Beta) is a powerful, data-driven tool designed to provide unparalleled insights into the European payment landscape. With detailed profiles of around 1000 payment companies and continuous updates, the Payment Ecosystem Directory serves as your essential resource for understanding and navigating the dynamic world of financial technology.

Comprehensive descriptions, service offerings, key financials, and contact details.

Insights into market and vertical focus, customer base, and regional strategies.

Sourced from the European Banking Authority we provide the license types, reach and services.
The Payment Ecosystem Directory (Beta) is tailored for a diverse range of professionals and organisations in the fintech ecosystem. Whether you're a merchant wanting to create the short list for your PSP vendor selection, a payment service provider looking to stay ahead of the competition, an investor seeking high-potential opportunities, or a fintech consultant advising on market strategies, the Payment Ecosystem Directory (Beta) has something for you.

If you’re a merchant or SaaS platform, you can now explore the Payment Ecosystem Directory (Beta) for free. Get instant access to verified data on hundreds of payment service providers and create your own shortlist based on your specific selection criteria, all in just a few clicks.
What You’ll Gain:
Compare PSPs by license type, region, or supported services
Save time and resources by accessing a centralized, well-organized database of payment service providers and fintech trends.
Identify potential partners and customers with insights into market focus and company agility.
Spot high-potential fintech companies and track market signals to maximize your investment strategy.

Commerce is on the verge of a full circle moment. In the pre-internet era, buyers and sellers engaged in open market negotiations. Today, those exchanges are implicitly shaped by design, user experience, brand perception, and ease of checkout; subtle forces influencing every purchase decision. Commerce began from human-to-human and evolved into human-to-machine interactions with the introduction of e-commerce. The rise of AI agents marks the next major inflection point as we move towards an even more sophisticated selling environment. AI agents interact on behalf of shoppers, engaging with thousands of stores and catalogues in a matter of seconds to find the best deal, bringing unprecedented speed and convenience to the consumer. On the other hand, merchants face the risk of losing brand loyalty, proximity to customers, or worse, seeing their products and services reduced to commodities in the sea of AI-driven recommendations. In this article we will review the latest developments in agentic commerce from a merchant perspective. We will compare user journeys, potential challenges, implementation models and value creation opportunities.

Embedded payments have been the flavour of the year for several years now. Originally conceived as bespoke solutions for some of the largest marketplaces or complex platforms, they are increasingly presented to the wider market as frictionless, value-adding, and revenue-driving - a sort of no-brainer for a medium to large platform, or a SaaS/ ISV player. But for many ISVs, platforms, and merchants, the journey is much more complicated.